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In the spirit of helping in any way that we can, COOLSPIRiT also has financing options available for any of our solutions or support services. 

When procuring IT products, services or support, companies may wish to consider finance options to help with cash flow or tax relief benefits.

Below are just some of the benefits from our finance packages:

  • Increased agility to market opportunities through cash preservation.
  • Preservation of cash for core business activities.
  • Replace investment peaks specific to cash purchase with fixed rentals.
  • Warehouse costs until the go-live date with our pre-lease facility (what does this benefit mean - may need rewording)
  • With leasing, pay less than a cash purchase with 100% tax-deductible rentals.

Budget 2021 update: Corporation tax super-deduction announcement.

From 1 April 2021 to 31 March 2023 companies investing in qualifying new capital equipment purchases will benefit from new first-year capital allowances.

Under this measure, by HMRC, a company will be allowed to claim:

  • a super-deduction providing allowances of 130% on most new capital investments, that ordinarily qualify for 18% main rate writing down allowances
  • a first-year allowance of 50% on most new capital investments that ordinarily qualify for 6% special rate writing down allowances.

For eligibility to claim this tax relief, a company must always seek clarification from their own accountants.

To find out which of our products are eligible, speak to your COOLSPIRiT Account Management team today.

Financing Options Available


A Lease is a financial contract between the customer and a provider for using a particular
asset/equipment over a period of time and can save anywhere between 5% and 15%.

A lease agreement can be made flexible enough to meet the financial requirements of both the parties and allows the user to continue using the devices, or return if required.

Hire Purchase

With Hire Purchase, the customer agrees to pay the cost of the equipment in separate instalments over a period of time. 

This covers the principal amount and interest cost for the purchase of an asset over the period the asset is used. 

The hirer acquires possession of the asset as soon as the hire purchase agreement is signed, becoming the owner of the equipment after the last payment is made.


A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest.

There are a number of different types of business loans available to customers. IT products and services are procured from this pool of ‘loaned’ money. 


We understand that when companies find themselves in market situations such as the Covid-19 pandemic, cash flow is key. If there is assistance available from our providers, we will always advise.

Currently, HPE Financial Services & Cisco Capital are helping customers navigate the uncertain business climate with options like deferred payments, reduced payments and deployment schedule deferral.

Contact our team of Experts to learn more.

Flexible Payment Options

We can help you make payments monthly, quarterly, six-monthly or annually depending upon the finance provider details on offer.

Dedicated Finance Support

We help you factor in how equipment ages and depreciates and how technology investments can be leveraged to gain benefits. With our IT and financing expertise, our team always endeavours to deliver the solution you need.

Financing with Multiple Providers

Our team of finance experts will help you ensure that you receive the best terms possible, from a range of providers, for your selection. We can provide comparison details of  all costs and payments involved.

Years of Technology Experience

With over 20 years of experience, our team can help negotiate the best deal on your hardware, software or support investment with insight into the providers’ pricing and incentive programs.

Discover our finance plans

Talk to one of our experts about a financing structure that fits your business requirements.